Conforming Loan Limits 2024 High Balance. For the majority of locations throughout the u.s,. County, so your loan limit depends on the county where you’re buying a house.

Conforming loans are backed by fannie mae and freddie mac and can’t exceed fhfa loan limits ($766,550 in most areas). The conforming loan amount for house and condo buyers in san francisco and the bay area has increased by 5.5% from $1,089,300 in 2023 to $1,149,825 in.